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Should You FSBO?

by Glenda Daughety & Team

If you’re planning on selling your Baton Rouge home, perhaps you’ve considered selling it without an agent. Some people are under the impression that selling their home on their own will yield more money. Is that really the case? Now of course you would expect a real estate agent to tell you to not FSBO a home, otherwise known as For Sale by Owner. Yes, a real estate agent will make money, but not just for them, but for you as well. In fact, you’ll likely get more money from the sale. Why? Because an agent will know the Baton Rouge real estate market and you’re home’s true value.  They have the connections and the experience to get the most from the sale.

Consider the humbling truth that selling a home is the largest transaction that most people will ever make. Selling a home takes experience and knowledge of the industry.  And it’s not just about the money. There’s the legal considerations, mortgages, tons of paperwork, and a wide variety of people to negotiate with.

Ask yourself this question: Do I have the same experience in selling a home as an agent? Just consider the paint we made about who you have to negotiate with. Here’s just a sample of some of those people:

  • The buyer who wants the best deal possible
  • The buyer’s agent who solely represents the best interest of the buyer
  • The buyer’s attorney (in some parts of the country)
  • The home inspection companies, which work for the buyer and will almost always find some problems with the house
  • The termite company if there are challenges
  • The buyer’s lender if the structure of the mortgage requires the sellers’ participation
  • The appraiser if there is a question of value
  • The title company if there are challenges with certificates of occupancy (CO) or other permits
  • The town or municipality if you need to get the CO permits mentioned above
  • The buyer’s buyer in case there are challenges with the house your buyer is selling
  • Your bank in the case of a short sale

The amount of sellers who have hired an agent has risen over the past 20 years.  They have in general made more money from the sale of their home with and agent and found the process to be much easier. Glenda Daughety and her team can help you get the most from selling your home in Baton Rouge.  Call today at 225-291-1234 to see how we can help you sell your home and get the most from the Spring selling season.

Moving WIth Pets

by Glenda Daughety & Team

Moving With Pets

Moving is typically stressful, both for people and for their pets. Pets just have no way to understand why their environment has changed so completely. As such, moving with pets can add more challenge to your move. There may not be a way to completely remove all of that stress, but you can definitely make the experience less stressful.  How? Here’s a few tips that can help.

Moving With Dogs & Cats

Keep Them Out of the Action

Keeping your dogs and cats with a friend or in a kennel during the move is an ideal situation.  But that may not always be an option. So try to find a quiet space for them to adjust.  Try to find an empty room that you can keep clear.  Check on them regularly and try to stick with feeding and walking routines.

Keep Them Inside

Wait until you get top your new home to let your dogs and cats out, as they can get lost if they get away from you. And keep them inside for a few days to let them have time to adjust to their new neighborhood. Do this even if your dog is normally well behaved and trained.

Move the House Before You Move Your Pets

Try to move your pets last if you have that option.  The more of the house you have moved before they arrive, the better. You can set up one room first to move them into and keep them there to let them adjust.  Give them plenty of attention and toys to make them feel at home.

Moving With Fish

Fish are easily traumatized and can die easily from a move. To help, if you’re moving short distances, move them in plastic bags filled with their old tank water.  If you’re traveling a long distance, you may consider finding your fish a new home with a friend.

Moving With Birds

Just because your bird hasn’t flown off your shoulder before doesn’t mean it won’t after the stress of a move. It happens quite often. So make sure you keep your bird caged during the move and even a few days after.

Moving is never easy, but if you prepare, you can make it easier for your furry family. Check back on our blog twice a week for more great real estate tips and advice. Don't forget to follow us on Facebook!

More Great Ways to Stage Your Home to Sell

by Glenda Daughety & Team

More Great Ways to Stage Your Home to SellLast week we talked about some simple home staging ideas to get you on the way to selling your home faster in Baton Rouge. That’s only the beginning of all the ways you can stage your home to sell faster.  What are some further ways you can get the edge on the Baton Rouge home selling competition? Here's some advanced tips that can help.

Open the Closets

Closets are important, so get ready for buyers to look inside them.  Make sure you do with your closets the same as you did the rest of your home.  Put items you don’t need right away in outside storage or get rid of it altogether. Have at least 20-30% open space to give the impression of them having more room.

Add Style to the Dining Room

When decorating a home, the dining room can often get overlooked. Empty tables can look unwelcoming, so add some style with a series of small vessels down the center of the table.  Try to stay away from one large item in the center as this can look too stiff and formal.

Bring Balance

Last week we discussed the importance of cleaning and de-cluttering. It’s now time to take that clean slate and selectively bring back some items that will add class to your home. You can use tasteful decor such as a vase of cut flowers, a bowl of lemons by the sink, or perhaps some fresh produce on the kitchen counter, preferably from a local farmers market in the Baton Rouge area.

Look at the Floors

Clean floors are another huge factor in making your home appealing. At least, all the carpets should be professionally cleaned. If your hardwood floors are showing their age, you should get them refinished. And if you can't afford to refinish them, try adding some carefully placed area rugs.

Symmetrical Furniture

A symmetrical placement of furniture works best, especially in an arrangement that creates a conversation area.

The best time to start staging your home and getting it ready to sell in Baton Rouge is now.  Glenda Daughety and her team can help you get the most from selling your home in Baton Rouge.  Call today at 225-291-1234 to see how we can help you sell your home and get the most from the Spring selling season.

Do You Know About Private Mortgage Insurance?

by Glenda Daughety & Team

What is Private Mortgage Insurance?Are you looking to get a low down payment loan to buy a home in Baton Rouge?  If so, are you familiar with a type of insurance called Private Mortgage Insurance (PMI)? If not, you should familiarize yourself with this type of insurance.  If you plan on getting a low down payment loan, it’s a good idea to look into and educate yourself about Private Mortgage Insurance, as it plays an important part of the loan. How can Private Mortgage Insurance help you buy a home in the Baton Rouge area?

What is Private Mortgage Insurance (PMI)? Here’s how Freddie Mac defines it:

“An insurance policy that protects the lender if you are unable to pay your mortgage. It’s a monthly fee, rolled into your mortgage payment, that is required for all conforming, conventional loans that have down payments less than 20%.

Once you’ve built equity of 20% in your home, you can cancel your PMI and remove that expense from your mortgage payment.”

Simply put, the buyer pays the monthly premiums for the PMI insurance policy, and the lender is the beneficiary. As Freddie Mac explains:

“The cost of PMI varies based on your loan-to-value ratio – the amount you owe on your mortgage compared to its value – and credit score, but you can expect to pay between $30 and $70 per month for every $100,000 borrowed.”

The average down payment last year for all home buyers across the nation was 10% and 5% for first time buyers, according to the National Association of Realtors (NAR). They also reported that the average down payment for repeat buyers was 14%. In other words, PMI didn’t stop these buyers from getting loans.

Here’s an example of the cost of a mortgage on a $200,000 home with a 5% down payment & PMI, compared to a 20% down payment without PMI:


The larger the down payment, the lower your monthly housing cost will be, but as Freddie Mac says:

“It’s no doubt an added cost, but it’s enabling you to buy now and begin building equity versus waiting 5 to 10 years to build enough savings for a 20% down payment.”

If you plan on buying a home in Baton Rouge and have questions about low down payment loans and PMI, please contact us today for more information. You can also search for your dream home now using our convenient home search tool. You can also get new listings by email as soon as they hit the market with our free listing alerts. And don’t forget to follow us on Facebook for the latest Baton Rouge real estate news and listings.

VA Home Loans on the Rise

by Glenda Daughety & Team

Are you a veteran of the armed services and want to buy a home in Baton Rouge? If so, you no doubt already know about the VA Home Loans Program. Some 22 million veterans have been able to buy a home since its creation in 1944.  As a matter of fact, just in 2017 veterans and their families were loaned $188 billion through this program. The VA Home Loans Program also guaranteed over 740 loans with an average loan amount of  $261,272. As shown in the graphic below, VA Purchase loans are on the rise in almost every state, including here in Baton Rouge.

Did you know that one of the fantastic benefits of the VA Loan is that you can buy a home with 0% down?  In 2016 alone some 82% of all VA loans put down 0%! That means that if you qualify, you could be in a home of your own before you know it. How do you know if you qualify for a VA Home Loan? If you served more than 90 consecutive days during wartime, 181 consecutive days during peacetime, more than 6 years in the National Guard or Reserves, or if your spouse died in the line of duty as a result of their service, you can qualify.

VA Home Loans aren’t just for buying a new home. You can also use these loans for buying a condo, building a new home, or making improvements to your existing home.

To learn more about this great program that's putting those who serve their country in homes of their own, visit the official website.

Whether or not you served in the military, we can help you find the home of your dreams in Baton Rouge.  If you need finding a VA Home Loan or any other kind of home financing, we’re happy to help.

You can also search for your dream home now using our convenient home search tool. And make sure to follow us on Facebook for the latest real estate updates for Baton Rouge and the surrounding area.

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Stage Your Home to Sell

by Glenda Daughety & Team

It can take a lot to sell a home. Many home sellers in Baton Rouge decide to hire a professional to help with staging their home.  But you don’t always need to spend money on a professional staging. There are certainly things you can do on your own to make your home appeal to more buyers.  In the end, you home will sell faster and have more potential to sell for a higher price. Here’s a few tips that can help.

De-Clutter

It may seem obvious to remove clutter and clean up your home. This really is one of the most important ways to stage your home.  Get rid of items you don’t use regularly along with daily clutter.  Not only will this make your home cleaner now, but will help speed things up when you move. You need to make your home sparkle like never before.  And for sentimental or valuable items, think about storing them in an outside storage unit (not in the garage or shed as they need to see those clean as well).

Curb Appeal

First impressions are lasting impressions, and when it comes to selling your home, they can be costly impressions. When it comes to real estate, sometimes you can tell a book by its cover. Many times, the outside reflects the inside. Some buyers will just drive on by if the outside looks bad.  So make sure the yard is clean and maintained.  Add a fresh coat of paint to the siding and trim.  Gleaming hardware and a few potted plants also help. Power wash the walkways and driveway. Also think about investing in new roofing if it’s showing its age.

Do a Walk-Through

Try to see your home with new eyes by doing a walk-through from the buyer’s perspective.  You can see not only what needs cleaning, but things that need to be changed. What could be removed to make the room look bigger? Could you change a solid door with a French door to let in more light? Do the kitchen cabinets need new hardware? Even simple changes can make a huge difference.

Other things you can look at in your home are making sure your foyer is clean and clutter free, making the rooms more generic and versatile, find ways to let in more light, cleaning the fridge and organize the cupboards.

The best time to sell your home in Baton Rouge is now.  Glenda Daughety and her team can help you get the most from selling your home in Baton Rouge.  Call today at 225-291-1234 to see how we can help you sell your home and get the most from the Spring selling season.

The Best Pizza in Baton Rouge

by Glenda Daughety & Team

The Best Pizza in Baton RougeBaton Rouge is home to many great things, especially amazing food.  And spectacular pizza is no exception to the rule.  So if you’re planning an epic pizza night or just want to experience some of the best pizza in Baton Rouge, there’s something for everyone.  Here’s 4 of the top places to get pizza in Baton Rouge to get you started on your flavorful pizza journey.

Red Zeppelin

Featuring a large menu with a great selection of pizza, salads, and sandwiches. It’s the perfect place to go for pizza on a nice day in Baton Rouge with plenty of outdoor seating. Top is al off with oven roasted po-boys, calzones, appetizers, desserts, and brews and you have one of the best pizza experiences in Baton Rouge.

Lit Pizza

You create the pizza, and they blast fire your creation.  You choose from a ton of fresh ingredients to create a truly customized pizza. The service is fast and friendly, so don’t let the long lines deter you as you’ll still get your pizza served up hot and fast. The college crowd comes here frequently, so you know it’s got to be good pizza.

Schlitz and Giggles

Usually you drink your beer with your pizza.  At Schlitz and Giggles, the beer is actually in the pizza! They mix a can of beer in every batch of dough to make an even tastier pizza as the crust comes out nice and crunchy. As their motto says, “silly name, serious pizza.”

Mellow Mushroom

Part sports bar and part restaurant, you’ll find a fun atmosphere and some of the best pizza and calzone in Baton Rouge. Start off with yummy appetizers such as Pretzel Bites, Bruschetta, Garlic Cheese Bread, Magic Mushroom Soup, and Oven Roasted Wings. They also let you build your own salads and offer a wide selection of hoagies.

This just scratches the surface of all the great pizza to be found in Baton Rouge. Check back each week on our blog for more great information about Baton Rouge and real estate.  And make sure to follow us on Facebook for up to date Baton Rouge real estate news.

4 Reasons to Sell Your Home in the Baton Rouge This Spring

by Glenda Daughety & Team

4 Reasons to Sell Your Home in Baton Rouge This SpringAre you planning on selling your home this Spring in Baton Rouge?  If so, you’re on the right track. That’s because Spring is an ideal time of year for home sales. But that’s even more the case this year, as the Spring selling season promises to be even better than normal.  There are forces in play in the Baton Rouge real estate market that make this the case.  Here are the top 4 reasons why selling your home this Spring is such a great idea.

  1. Strong Demand

The National Association of Realtors Buyer Traffic Report indicates that buyer traffic is strong in Baton Rouge. More people are ready, will, and able to buy a home right now.And the more buyers, there are, the more competitions there is. That could mean more money for you.

  1. Less Competition

There are fewer homes for buyers to choose from, as inventory has been dropping for over a year. If you’ve been building equity in your home, that’s great news. But this good news is not going to last too long. The average number of years that homeowners stayed in their homes has been around 9-10 years since 2011.This was due to the previous negative equity that kept many homeowners from selling.As values rise, more people will sell.So that means that the longer you wait, the less you could get for your home.

  1. The Process Will Be Quicker

Getting preapproved for a loan is one way that buyers stand out in the market.Buyers are more likely to know what they want and how much they can spend, which really speeds up the process for everyone.

  1. Time to Move Up

Are you planning on moving into a better home?The good news is that higher priced homes are actually selling for less due to a higher inventory in the higher price ranges. So if you’re selling a starter home, your home will sell more quickly and you’ll be more likely to find a premium home.

The best time to sell your home in Baton Rouge is now.  Glenda Daughety and her team can help you get the most from selling your home in Baton Rouge.  Call today at 225-291-1234 to see how we can help you sell your home and get the most from the Spring selling season.

Displaying blog entries 1-8 of 8

Contact Information

Photo of Glenda Daughety Real Estate
Glenda Daughety
RE/MAX First
4750 Sherwood Common Blvd
Baton Rouge LA 70816
225-205-2672
225-291-1234
Fax: 225-612-6422

 

All information and pictures on this website are copyright protected.

Glenda Daughety & Team
RE/MAX First
Office: 225-291-1234
Cell: 225-205-2672
4750 Sherwood Common Blvd
Baton Rouge, LA 70816
Each Office Independently Owned and Operated
Licensed Realtor in the State of Louisiana by the Louisiana Real Estate Commission


Glenda Daughety, Team Leader

Michelle Copeland, Buyer Specialist

Ashley Daughety, Buyer Specialist / Stager Decorator

 

 

 

 

 

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